COLUMBIA CREDIT UNION

Join the place making local community life better.

Columbia Credit Union is a community-minded financial cooperative. That means we put people first, reinvesting in the community to make life better in the place we all call home.

Join the credit union movement.

Lindsey Salvestrin, our President & CEO, joined branch leader Julie Bocanegra on Hello Rose City to discuss the credit union movement and all the benefits of being a member at a place that puts members first:

 

  • How money stays in the community
  • Why credit unions can offer better rates
  • What local service brings to members

Extending a Little Kindness

Overdrafts happen. Charging more of what you already don’t have doesn’t help anyone. That’s why our Overdraft Kindness eliminates fees to help smooth the path when finances get rocky. In line with our core value of financial wellness, we absorb the burden of operating fees typically passed on to members when an account goes negative, while offering an opportunity to avoid a one-time fee if an account is brought back positive by the end of the day.

*No Overdraft Fee if, as of our day-end processing, the day’s withdrawal(s) don’t overdraw (or further overdraw) the current balance by more than $20.

No Overdraft Fee if deposit(s) or transfer(s) are made by 6:30 pm on the same day of the overdraft(s) to bring the current balance to at least $20 or less overdrawn.

Making life better

Meet Tim Schauer

An avid cyclist, local business owner, and Columbia Credit Union board member—Tim Schauer knows this community well. Watch the video to see why Tim knows Columbia CU puts the community first.

Making life better

Meet Tim Schauer

An avid cyclist, local business owner, and Columbia Credit Union board member—Tim Schauer knows this community well. Watch the video to see why Tim knows Columbia CU puts the community first.

Tim Schauer in a bicycle shop

"Columbia Credit Union cares about you as a person, as well as the community that we work in."

Tim Schauer, Columbia CU Board Member

Tim Schauer in a bicycle shop

“Columbia Credit Union cares about you as a person, as well as the community that we work in.”

Tim Schauer, Columbia CU Board Member

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Years in a Row

Join the best.

Columbia Credit Union has been voted the Best of Clark County for 15 years in a row.

INCOME CHECKING

Earn more on your account than the competition.

Earn high interest on your checking account with 5.50% APY¹ on balances up to $25,000 and get $25 in nationwide ATM fee rebates each month your free account qualifies in 3 easy steps:

  1. Enroll in e-statements
  2. Have a direct deposit of at least $500
  3. Make at least 15 purchases between your Income Checking debit card and Columbia CU credit card

INCOME CHECKING

Earn more on your account than the competition.

Earn high interest on your checking account with 5.50% APY¹ on balances up to $25,000 and get $25 in nationwide ATM fee rebates each month your free account qualifies in 3 easy steps:

  1. Enroll in e-statements
  2. Have a direct deposit of at least $500
  3. Make at least 15 purchases between your Income Checking debit card and Columbia CU credit card

Making life better

Meet Lindsey Salvestrin

After working her way up in the organization, Lindsey now heads the area’s largest financial institution. Watch the video to learn how Columbia Credit Union puts people first.

Making life better

Meet Lindsey Salvestrin

After working her way up in the organization, Lindsey now heads the area’s largest financial institution. Watch the video to learn how Columbia Credit Union puts people first.

Lindsey Salvestrin in her office

"Making life better is more than a slogan—it’s who we are."

Lindsey Salvestrin, Columbia CU President & CEO

Lindsey Salvestrin in her office

“Making life better is more than a slogan—it’s who we are.”

Lindsey Salvestrin, Columbia CU President & CEO

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Local Branches

Stop by a branch.

With 14 branch locations, we’re never far away.

Columbia Credit Union app icon displayed on a tablet and smartphone

Take the branch with you.

Access your accounts from anywhere for free with the Columbia CU app.

Making life better

Meet Ray Shepherd

Ray is a big character at our Camas branch. A member since 2010, his local business is a community staple. Watch the video to learn more about why Ray chooses Columbia Credit Union.

Making life better

Meet Ray Shepherd

Ray is a big character at our Camas branch. A member since 2010, his local business is a community staple. Watch the video to learn more about why Ray chooses Columbia Credit Union.

WHAT LOCAL MEMBERS ARE SAYING

"Columbia Credit Union is a part of the community. They know me. They know when I walk through the door."

Ray Shepherd, LJC Feed Store

WHAT LOCAL MEMBERS ARE SAYING

"Columbia Credit Union is a part of the community. They know me. They know when I walk through the door."

Ray Shepherd, LJC Feed Store

12-MONTH CERTIFICATE

Save for what matters with a 4.00% APY2 CD.

Earn 4.00% APY on savings balances over $10,000 with our 12-month certificate—plus more great 12-month CD rates for other balance amounts.

  • $500 minimum
  • Personal, IRA or Business Certificates

12-MONTH CERTIFICATE

Save for what matters with a 4.00% APY2 CD.

Earn 4.00% APY on savings balances over $10,000 with our 12-month certificate—plus more great 12-month CD rates for other balance amounts.

  • $500 minimum
  • Personal, IRA or Business Certificates

Don't just take it from us.

  1. Best of Clark County
    Award 2008 – 2023

    The Columbian

  2. Corporate Philanthropy
    Award 2017 – 2023

    Portland Business Journal

  3. Best in Business
    Award 2013 – 2023

    Vancouver Business Journal

Making life better

Meet Susan Peake

Susan Peake is a cheerful regular at the Washougal branch. Watch the video to learn a bit more about Susan’s story with Columbia Credit Union.

Making life better

Meet Susan Peake

Susan Peake is a cheerful regular at the Washougal branch. Watch the video to learn a bit more about Susan’s story with Columbia Credit Union.

WHAT LOCAL MEMBERS ARE SAYING

"They're all about changing their members' lives, and their communities' lives. And that's what they're going to do for you."

Susan Peake, Columbia CU Member

WHAT LOCAL MEMBERS ARE SAYING

"They're all about changing their members' lives, and their communities' lives. And that's what they're going to do for you."

Susan Peake, Columbia CU Member

Become a member.

Columbia Credit Union membership is open to individuals and businesses in Washington State and in the Oregon communities of Clackamas, Marion, Multnomah, and Washington Counties (and to the families of eligible individuals). 

¹APY=Annual Percentage Yield is accurate as of June 1, 2024, and can change at any time without notice. When qualifications are met, the Rewards Dividend Rate is calculated and accrued daily on ending balances of $25,000 or less. Dividends are paid and compounded monthly. The advertised Rewards APY assumes your balance including the prior months’ dividends, is $25,000 or less every day of every month during the APY’s annual look-ahead timeframe. Minimum to open is $1. To earn Rewards APY, you must meet each of the following Requirements during the period of the 26th of the prior month to the 25th of the current month: 1) Enrolled in e-Statements by 11:59 p.m. PT; 2) Have a direct deposit of at least $500 into Income Checking; 3) Have 15 posted* Income Checking debit card or Columbia CU credit card purchases; pending transactions do not qualify. Please Note: Debit and credit card transactions may not post (or may show as pending, not posted) to your Income Checking or Credit Card Account the same day as the purchases. *Definition: A posted transaction has fully processed and appears on your account statement or in online & mobile banking with a transaction date. Credit card purchases count toward Requirements when the same person is the Tax Reported Owner (member) on the Income Checking and the credit card account. ATM withdrawals don’t count toward Requirements. Limit one (1) Income Checking per Tax Reported Owner (Member). 

Starting June 1, 2024, the Reward Dividend Rate will earn 5.50% APY on balances up to $25,000 each month. May 2024 will be a transition month. If you meet the qualifications, this month’s Rewards Rate paid will coincide with a 6.00% APY.

²APY=Annual Percentage Yield. APYs are available and accurate as of November 21, 2023 and may be discontinued at any time without notice. Available for personal, IRA and business certificates. $500 minimum to open and earn dividends. For 12-month certificate: 3.95% APY up to $9,999.99, 4.00% APY for $10,000.00 – $49,999.99, 4.20% APY for $50,000 – $99,999.99, 4.50% APY for $100,000 or more. Penalty may be imposed for early withdrawal. Membership required.